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What exactly is the meaning of payday loans? Preferably, these loans are for those who would like to secure fast cash for urgent needs. This kind of loan is payable within 2 to 3 weeks. Right before paycheck comes, these kinds of loans are where individuals often find refuge. If urgent needs come up, this will be a great source of assistance in terms of cash. The time to settle your borrowed cash falls under your payday. Payday loan is the greatest option you could find to pay urgent financial crisis.