BuddyPress.org

== hmmm I paid for this and get charged monthly somebody please give us the fix. ==
@dougison WP and BP are free downloads, perhaps you mean you’re paying for your hosting?

In any case, did you use the auto-install of BP? Then try to upload BuddyPress plugin again via FTP or cPanel. After activating BuddyPress, you should see the bp-default theme when you go to dashboard > Appearance > Themes.