BuddyPress.org

That’s not necessarily user friendly, I have that installed but users will not necessarily have media uploaded somewhere and at the limited? number of providers oEmbed can make use of, however most users are familiar with uploading media from their local machines via a simple upload form control and will likely want that or at least the option to do it this way.

Re ‘Limited’: Correction; oEmbed can have the white list of sites added to.