Re: default to ‘just a username’
/wp-content/plugins/buddypress/bp-core/bp-core-signup.php
line # 237, change from the old line to the new line.
old line:
<input id="signupuser" type="radio" name="signup_for" value="user" <?php echo $signup['user'] ?> />
new line:
<input id="signupuser" type="radio" checked name="signup_for" value="user" <?php echo $signup['user'] ?> />